{"id":1529,"date":"2023-05-26T08:45:36","date_gmt":"2023-05-26T06:45:36","guid":{"rendered":"https:\/\/congresodigitalizacionynegocio.es\/?p=1529"},"modified":"2026-01-13T13:21:10","modified_gmt":"2026-01-13T12:21:10","slug":"digitalizacion-del-sistema-financiero-medios-de-pagos-digitales-inclusion-financiera-y-finanzas-descentralizadas","status":"publish","type":"post","link":"https:\/\/2024.congresodigitalizacionynegocio.es\/en\/digitalizacion-del-sistema-financiero-medios-de-pagos-digitales-inclusion-financiera-y-finanzas-descentralizadas\/","title":{"rendered":"Digitisation of the financial system, digital means of payments, financial inclusion and decentralised finance"},"content":{"rendered":"
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In recent years, the rise and development of digital technologies is transforming the way we live and work. <\/span>The financial sector to the point where we are facing a paradigm shift. The <\/span>emergence of new models of new generation banking intermediation based on <\/span>in harnessing the benefits of emerging technology and with a clear focus on the <\/span>innovation orientation as a factor of differentiation, is experiencing a <\/span>and rapid growth and expansion around the world. On the other hand, the <\/span>technological innovation is leading to the emergence of innovative payment solutions. <\/span>that are popularising new digital payment methods such as Bizum in Spain or <\/span>new payment solutions such as Apple Pay, Google Pay, Samsung Pay and others.<\/span><\/p>

This line aims to explore and discuss the current state of the art in the <\/span>digitisation of the financial system and the development of new means of payments <\/span>digital. It is expected to be a space for reflection on the main challenges and <\/span>opportunities faced by the financial sector in a context conditioned by <\/span>digital disruption.<\/span><\/p>

Proposed lines and topics of research:<\/span><\/p>

This symposium is open to those research papers that analyse, among other things <\/span>others:<\/span><\/p>

  • New forms of payment and their impact on both businesses and citizens.<\/span><\/li>
  • The business model of the so-called \"neo-banks\" or \"fintech\" companies and <\/span>its implications for the financial sector.<\/li>
  • The implications of new banking or financial intermediation models <\/span>on the problem of financial inclusion.<\/li>
  • Studies and issues related to financial inclusion and exclusion.<\/span><\/li>
  • The challenges facing the traditional banking system in the new era of digital disruption.<\/span><\/li>
  • The analysis of the profile and behaviour of users who adopt these new technologies is <\/span>innovative solutions for your financial operations or digital payments.<\/li><\/ul>
    • The analysis of the factors that condition the digitalization of the financial system and the <\/span>development of digital payments.<\/li>
    • The role of cryptocurrencies, the Central Bank Digital Currencies (CBDC) and their <\/span>implications in the current economic context.<\/li>
    • The role of decentralised finance (DeFi) and its implications in the context <\/span>current economic situation.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      Dr. Sergio Luis N\u00e1\u00f1ez Alonso<\/strong><\/p>

      Coordinator \u00c1vila Business School-Catholic University of \u00c1vila<\/div>
      Professor of Economics and Business<\/div>
      DEKIS Research Group<\/div>
      His research focuses on the area of digital currencies, financial system\/financial inclusion and tax incentives.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      Dr. Javier Jorge V\u00e1zquez<\/strong><\/p>

      Director of the DEKIS (Digital Economy & Knowledge and Information Society) Research Group.<\/div>
      Professor of Economics and Business<\/div>
      His research deals with digital economy, digital business models and entrepreneurship, digitisation of the financial system and digital currencies.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      Dr. Miguel \u00c1ngel Echarte Fern\u00e1ndez<\/span><\/strong><\/p>

      DEKIS Research Group<\/div>
      Lecturer in the Faculty of Social Sciences and Law<\/div>
      Her research focuses on monetary policy, cryptocurrencies and centralised virtual currencies, dollarisation in Latin America, etc.\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      VIDEO PRESENTATION<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      <\/div>\n